27
Jul

please help. i want to buy or less a car?

   Posted by: Low Cost Auto Insurance Guru   in Buying & Selling

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4 comments so far

Briggs
 1 

wether you buy or lease is dependent on a few factors. First of all in order to lease you must have extremely good credit.

a.) Leases typically limit you to 12,000 miles a year anything over that you will be charged per mile. If you typically drive more than this you want to buy.

b.) Leases are typically for only 2-3 years, after which you give the car back, or you have the option to buy. If you option to buy then just buy the car right out as after that 3-4 years you will own the car anyways.

c.) To be honest I only think a lease is a godo idea unless the car is not your only viehicle. This way you can keep your miles in check.

July 30th, 2007 at
Shockey Monkey
 2 

ok Leasing is good, because you’ll get a car for less money, however you’ll never own it. It’s like renting.
However you never have to worry about depriciation.
Buying however, means you can do whatever ever you want with thte vehicle. whereas a lease you have to keep the vehicle in good condition and return it in the original condition.

Best thing is to never pay sticker price, find the invoice price and aim for 1000 more than that. Go in the last few days of the month, as the salesman will want to boost his figures and give you a better deal.

Take your licence, credit card, SS card and proof of insurance.

August 2nd, 2007 at
cinderjo
 3 

depends on your situation, leasing you are limited to the mileadge you put on the car during the lease period. buying with 0% usually works out better payment wise. you will need license, insurance sometimes check stub to prove how much you make. If you’ve already decided what make and model you want, you might want to apply on line to see if you can even get approved, sounds like you have no car credit so it might take a substantial down payment.

August 3rd, 2007 at
JAREAD
 4 

First of all you should never visit any dealer without taking a friend with you. If you feel the slights sales pressure, tell the salesman that you want to talk to your friend.

Quietly have a few words with your friend and then tell the salesman that you have changed your mind and you want to think it over. Thank him for the information and leave.

If your salesman is overly friendly, beware. he is smarter than the first one. A good salesman will change the subject of conversation after a few exchanges and will pick a subject that is close to your heart. This is aimed at disarming you and making you more vulnerable. He is selling himself or herself before attempting to sell the car.
Do not even consider a car lease. You can pay on a lease for five years and at the end of the lease, the car will cost you anywhere from seven to ten thousand dollars is you want to purchase it and keep it. Also you have nothing to resell.

Now the hard part. How to get away without falling for that “Extended Warranty”. That will add at the very least, one thousand dollars to the sale and the saleman and/or the sales manager will not want ot let you go until he has sold you that extended warranty. It is a useless expense.
You must be very strong and very firm about not wanting the extended warranty. You don’t know what pressure is until you have had this experience.

I recommend that you purchase a Toyota, because of all the cars that I have owned my Toyota is the most reliable and it drives like a dream.
Always remember that when you enter that place, you are the prey and the salesman is the hunter.

Hope this helps you.

August 3rd, 2007 at

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