You can have as many as you want.

You can have as many checking accounts as you like at as many different banks as you like.

Just remember, keeping track of more than two or three is a pain in the butt.

As long as you keep money in them, and keep track of them, and manage them.

It is a good way to lose track of your money and get in trouble with debt though.

An indirect answer to your question would be, rather than having so many checking accounts, which I assume you want for different categories? why not just have one for necessities, and one for everything else….Try 50/30/20..50% of your income goes for necessities; if you wonder what they are, imagine this; if you lost your job tomorrow, what would you NOT be spending money on? then the 30% is for anything you want to buy; fun stuff, etc..the 20% would be for saving and investing..I’ve been doing this now for over a year and it’s very liberating;; you never feel deprived..yet you know you are being responsible with your money…you can always adjust it if you want; some people like 30% for save/invest and 20% for fun, its up to you…I would suggest having just one checking account, and 2 savings accounts; then when you want, just transfer the money from savings to checking, unless there are fees for doing that; if so, meet with someone at your bank and get their opinion on the best thing to do..but having so many checking accounts will be a big hassle!!